23974 Aliso Creek Rd #208
Laguna Niguel, CA 92677
ph: 949-701-7127
fax: 888-714-4520
casey

| 30-yr Fixed | |
| $650K loan amount | $650K loan amount |
| 6.17% APR | X |
| Interest paid: $764,532 | Interest paid: <$200K |
| Paid off in 30 yrs | Paid off in 9.1 years |
| Principal Reduction at Yr-2: $16,710 | Principal Reduction at Yr-2: $114,910 |
| No Change on Spending Habit | No Change on Spending Habit |
| Earned $24K equity at the 4th year assuming no appreciation in value | Earned $244K equity at the 4th year assuming no appreciation in value |
| Still waiting | They are on the way to buy a 2nd home |
23974 Aliso Creek Rd #208
Laguna Niguel, CA 92677
ph: 949-701-7127
fax: 888-714-4520
casey